Pub. 1 2020 Issue 2

Kentucky Trucker 27 KyTrucking.net system instead of multiple systems, Phil Brown Insur- ance can get large companies enrolled conveniently and efficiently. Also, the company offers a dashboard to its clients so they can monitor compliance in one space and prevent potential problems. Phil Brown Insurance offers exclusive trade associa- tion programs including a program for the Kentucky Trucking Association. These programs allow small employers to band together to access large company rates and benefits. The agency can cater to all company sizes and has provided self-insured programs for companies that are large enough to support that. It actively finds and sup- ports viable programs and then brings those programs to its clients. Some clients embrace these programs, and some do not, but all clients can rely on the research that has been done as the insurance industry continues on its path toward major changes in the U.S. market. Phil Brown Insurance offers an online HR library and training videos. The HR library is located on a sin- gle hub and can be used within the company and by clients. The training videos are available to help train supervisors and employees. Phil Brown Insurance also has an attorney firm on retainer so it can go to this firm with questions about specific situations. This business relationship has been a critically important resource as the company has dealt with the rules and regulations of the Affordable Care Act because it has meant the company could give much- needed professional advice to its clients about compli- ance. Some clients have even come on board specifically because of the agency’s compliance expertise. The company’s wellness solutions provide clients with a way to bring down health care costs through preven- tion. Each program depends on the client’s goals and carrier. Since the client base is highly diverse, some want a program, and some do not, depending on each organization’s culture. Despite automation, Phil Brown Insurance has worked hard to keep its services personal. It has done this by not pushing people in directions they don’t want to go. If a company wants to provide open enrollment for employees, Phil Brown Insurance can handle the entire process through video presentations and online enroll- ment. However, most companies want to supplement automated processes with something more personal. Phil Brown Insurance can accommodate whatever makes the most sense for each client. Phil Brown Insurance offers exclusive trade association programs including a program for the Kentucky Trucking Association. These programs allow small employers to band together to access large company rates and benefits.